Hiring a car anytime soon? Read on to know what is excess waiver insurance and how it is different from other insurances offered by car hire companies.

If you’re looking for the perfect car hire for your needs, you’ll probably be faced with the decision of whether to add insurance as well. While it is completely optional in most cases, car hire insurance is important for the peace of mind.

What is excess waiver insurance?

The excess waiver insurance works mostly in addition to other car hire insurances you’ve already included in your reservation.

What happens is the following: car hire insurance policies usually state that, in the event of an accident, the driver will be charged an amount that can go as high as £2,000. This amount is referred to as “excess” — that is precisely why the insurance is called excess waiver, because it waivers the need for this payment.

Beyond this, the excess waiver insurance may also cover parts of the car not protected by other types of insurance. CDW (Collision Damage Waiver), for example, is the most common and only covers the vehicle’s bodywork, but not the windshield, tyres, mirrors and other items.

Do I need excess waiver insurance?

In most cases, no insurance is required in order to hire a car. However, we always recommend considering it for the peace of mind.

In addition to that, it is important to notice if your car hire offer already includes some sort of insurance. Despite not being common, some car hire companies provide CDW and other types of car hire insurance without the need to pay for an excess in the event of an accident. These insurances are typically more expensive, but rightfully so!

How can I hire excess waiver insurance on Rentcars.com?

Rentcars.com offers something pretty similar to excess waiver insurance — RentalCover. 

RentalCover offers coverage on items not usually protected by your standard CDW (as we’ve mentioned above) and also waives the excess or deductible, the amount you would have to pay in the event of an accident with the hired car.

If you’re interested, click here to know more about RentalCover!

If you still have questions about car hire insurance, we’ve got you covered. Here are all other types of car hire insurance — explained.

Attention! All efforts were made to validade the information published in this blog at the moment they were written, however, Rentcars.com does not take responsibility for inaccuracies or future adjustments that can happen as a result of different offers and conditions. The posts here published, as well as the eventual comments from its readers, are merely informative and it is the client's duty to confirm with Rentcars.com and/or suppliers any content that may affect their vacation plans.

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