{"id":101107,"date":"2020-09-04T11:55:56","date_gmt":"2020-09-04T14:55:56","guid":{"rendered":"https:\/\/blog.rentcars.com\/?p=20901"},"modified":"2026-04-08T15:41:32","modified_gmt":"2026-04-08T18:41:32","slug":"what-is-rentalcover","status":"publish","type":"post","link":"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover","title":{"rendered":"What is RentalCover and how does it work?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #f7a70a;color:#f7a70a\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #f7a70a;color:#f7a70a\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\/#How_does_RentalCover_work\" >How does RentalCover work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\/#How_is_RentalCover_different_from_insurances_offered_by_rental_companies\" >How is RentalCover different from insurances offered by rental companies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\/#How_much_is_the_RentalCover_insurance\" >How much is the RentalCover insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\/#Is_RentalCover_compatible_with_the_rental_company_I_chose\" >Is RentalCover compatible with the rental company I chose?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\/#How_to_add_RentalCover_on_Rentcarscom\" >How to add RentalCover on Rentcars.com?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><em>Want to rent a car soon? Read to know what is RentalCover, how it works and what is the difference between insurances offered by rental companies and RentalCover to make the best informed decision!<\/em><\/p>\n\n\n\n<p>If you\u2019re planning to rent a car in the near future, you\u2019ll probably be faced with the option to add a car rental insurance to your booking. While those options will more commonly come from the rental companies themselves, you can also choose to buy insurance from RentalCover.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_does_RentalCover_work\"><\/span><strong>How does RentalCover work?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>RentalCover works just like any other reimbursable insurance. If you\u2019re covered and an accident happens, you\u2019ll pay for the cost of the repair work and later submit a claim to be refunded.<\/p>\n\n\n\n<p>Claims take an average of 3 business days to be approved after submission. Then, the client receives an email with information about the payment asking for the bank account details. According to RentalCover, the payment is issued immediately, but it may take up to 5 days depending on where you live and where you rented the car.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.rentcars.com\/en\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=banner&amp;utm_content=what-is-rentalcover\"><img decoding=\"async\" src=\"https:\/\/blog.rentcars.com\/wp-content\/uploads\/2024\/04\/blog.rentcars.com-p-banner-rent-a-car-compare-prices.webp\" alt=\"Banner with extra tip text: compare prices and rent a car in one place with a link that takes you to Rentcars car rental website.\" class=\"wp-image-31614\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_is_RentalCover_different_from_insurances_offered_by_rental_companies\"><\/span><strong>How is RentalCover different from insurances offered by rental companies?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The biggest difference between RentalCover and what will usually be offered to you by the rental company is the <em>excess<\/em> or <em>deductible<\/em> \u2014 which is what you would have to pay in the event of an accident with your rental car.<\/p>\n\n\n\n<p>Sometimes, even if your rental company&#8217;s coverage is available for a competitive price, the deductible just isn\u2019t worth it compared to RentalCover. Please note that rental companies may also offer \u201czero excess\u201d insurance, so the best option is to always compare the prices and what each of them is offering.<\/p>\n\n\n\n<p>In addition to that, RentalCover also offers coverage to items that are not insured by rental companies \u2014 such as tires, windshields, headlights, lost keys, and more. Actually, if you\u2019ve read <a href=\"https:\/\/blog.rentcars.com\/en\/collision-damage-waiver\">our post on CDW<\/a>, you know that there\u2019s a long list of things the CDW offered by rental companies don\u2019t cover.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_is_the_RentalCover_insurance\"><\/span><strong>How much is the RentalCover insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The price of the RentalCover insurance varies according to country, the vehicle type (a \u201cnormal\u201d car and a 4&#215;4 have different prices, of course), and more. On Rentcars.com you can find the Roadside Assistance option for as low as $15 and CDW for $24 per day.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_RentalCover_compatible_with_the_rental_company_I_chose\"><\/span><strong>Is RentalCover compatible with the rental company I chose?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Despite being bought separately from your car rental booking, the RentalCover coverage is compatible with any rental company in the world.<\/p>\n\n\n\n<p>The logic is the same as travelling abroad and buying insurance that covers your luggage, for example \u2014 even though the insurer is not affiliated with the airline, it may still cover the loss or damage of your luggage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_add_RentalCover_on_Rentcarscom\"><\/span><strong>How to add RentalCover on Rentcars.com?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you choose to add any extra coverage by RentalCover while booking with Rentcars.com, you\u2019ll see this option available on the <em>Vehicle Details <\/em>page, where you can double check the car model and category, rental company, price, and more. This is also where you can add extras, like an additional driver or child seat.<\/p>\n\n\n\n<p>Under <em>Peace of mind<\/em> you\u2019ll see the details of the options available and what they cover alongside a link to a more in depth explanation of the insurance.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/blog.rentcars.com\/wp-content\/uploads\/2020\/09\/rentalcover-cdw-rentcars.png\" alt=\"screenshot of the rentalcover option available on rentcars.com\" class=\"wp-image-20906\"\/><\/figure>\n\n\n\n<p>Please note that RentalCover is only available when you choose to pay online at the time of booking. If you chose to \u2018<em>Pay at the Counter<\/em>\u2019, you unfortunately won\u2019t be able to add the insurance nor see the option we talked about above.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.rentcars.com\/en\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=banner&amp;utm_content=what-is-rentalcover\"><img decoding=\"async\" src=\"https:\/\/blog.rentcars.com\/wp-content\/uploads\/2024\/04\/blog.rentcars.com-p-banner-rent-a-car-compare-prices.webp\" alt=\"Banner with extra tip text: compare prices and rent a car in one place with a link that takes you to Rentcars car rental website.\" class=\"wp-image-31614\"\/><\/a><\/figure>\n\n\n\n<p>Want to know more?  <a href=\"\">Read more about all types of car rental insurances.<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Want to rent a car soon? Read to know what is RentalCover, how it works and what is the difference between insurances offered by rental companies and RentalCover to make the best informed decision! If you\u2019re planning to rent a car in the near future, you\u2019ll probably be faced with the option to add a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":20909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[151,157],"tags":[396,408,146,385,402],"class_list":["post-101107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hassle-free-car-rental","category-what-need-to-rent","tag-credit-card","tag-deductible","tag-deposit","tag-documents","tag-insurance-coverage"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RentalCover: What is It, How Does it Work &amp; How to Use?<\/title>\n<meta name=\"description\" content=\"Want to rent a car soon? Read to know what is RentalCover and what is the difference between insurances offered by rental companies and RentalCover.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.rentcars.com\/en\/what-is-rentalcover\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RentalCover: What is It, How Does it Work &amp; How to Use?\" \/>\n<meta property=\"og:description\" content=\"Want to rent a car soon? 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