{"id":101378,"date":"2025-10-02T12:00:44","date_gmt":"2025-10-02T15:00:44","guid":{"rendered":"https:\/\/blog.rentcars.com\/?p=19244"},"modified":"2025-10-03T08:48:46","modified_gmt":"2025-10-03T11:48:46","slug":"rent-a-car-debit-card","status":"publish","type":"post","link":"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card","title":{"rendered":"Can I rent a car with a debit card? What you must know"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #f7a70a;color:#f7a70a\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #f7a70a;color:#f7a70a\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Can_I_rent_a_car_with_a_debit_card\" >Can I rent a car with a debit card?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#What_forms_of_payment_are_accepted_for_renting_a_car\" >What forms of payment are accepted for renting a car?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Why_do_rental_companies_prefer_credit_cards\" >Why do rental companies prefer credit cards?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Better_rental_car_insurance\" >Better rental car insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Higher_rental_car_rewards_program_status\" >Higher rental car rewards program status<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#More_reward_points_or_miles_for_travel_purchases\" >More reward points or miles for travel purchases<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#How_to_rent_a_car_with_a_debit_card\" >How to rent a car with a debit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Major_car_rental_companies_that_accept_debit_cards\" >Major car rental companies that accept debit cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Dollar\" >Dollar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Budget\" >Budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Avis\" >Avis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Hertz\" >Hertz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Thrifty\" >Thrifty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Enterprise_Alamo_and_National\" >Enterprise, Alamo, and National<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Sixt\" >Sixt<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Tips_for_renting_a_car_with_a_debit_card\" >Tips for renting a car with a debit card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/blog.rentcars.com\/en\/rent-a-car-debit-card\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p>If you want to rent a car or have rented in the past, you already know most rental companies require a credit card in the renter\u2019s name at the moment of pick-up. However, not everyone has a credit card in their name. What can you do if that\u2019s your case?<\/p>\n<p>Renting a car with a debit card has become more common, but it still isn\u2019t as simple as paying with a credit card. While many major rental companies now allow it, each one has its own rules about deposits, documentation, and eligibility. Understanding these details before you arrive at the counter can save you time, stress, and even a denied reservation.<\/p>\n<p>In this updated 2025 guide, you\u2019ll learn exactly how renting with a debit card works, what you\u2019ll need, and which companies currently accept it, plus tips to make the process smoother.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can_I_rent_a_car_with_a_debit_card\"><\/span>Can I rent a car with a debit card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, you can, but it depends on the company, the location, and the type of car you want to rent. Some locations make it fairly easy if you meet specific conditions, while others only allow debit cards for certain vehicle classes or at neighborhood branches instead of airports.<\/p>\n<p>The key difference between a debit and a credit card lies in how the rental company secures the vehicle. With a credit card, the company can place a hold for potential charges without actually withdrawing funds. With a debit card, the same amount is taken directly from your account, reducing your available balance. Because that increases risk for the company, they often require extra verification steps or higher deposits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_forms_of_payment_are_accepted_for_renting_a_car\"><\/span>What forms of payment are accepted for renting a car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Credit Cards;<\/li>\n<li>Debit\/check;<\/li>\n<li>Cards Gift;<\/li>\n<li>Cards Cash.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Why_do_rental_companies_prefer_credit_cards\"><\/span>Why do rental companies prefer credit cards?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Rental companies prefer credit cards for one simple reason: risk management. When they let you rent with a debit card, they lose some control over post-rental charges, such as tolls, parking tickets, or damage fees that appear later.<\/p>\n<p>Credit cards also provide built-in rental protections, such as <a href=\"https:\/\/blog.rentcars.com\/en\/collision-damage-waiver\" target=\"_blank\" rel=\"noopener\">Collision Damage Waiver (CDW)<\/a> or theft coverage, while debit cards typically do not. As a result, if you pay with a debit card, you may be asked for:<\/p>\n<ul>\n<li>Proof of insurance or an additional protection plan.<\/li>\n<li>Two forms of ID or proof of address (for example, a recent utility bill).<\/li>\n<li>A return travel ticket (especially at airport locations).<\/li>\n<li>A higher deposit \u2014 sometimes $300 to $500 held for several days after you return the car.<\/li>\n<li>Agreement to a soft credit check for verification.<\/li>\n<\/ul>\n<p>These requirements help the company confirm your identity and ensure you can cover any additional charges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Better_rental_car_insurance\"><\/span>Better rental car insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Many credit cards offer additional benefits, such as collision damage waiver (CDW) and theft protection, providing a layer of financial security during the rental period. These perks can save you from having to purchase expensive insurance coverage from the rental agency. However, for those without a credit card, it becomes crucial to explore alternative insurance options to ensure adequate coverage and peace of mind while on the road.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Higher_rental_car_rewards_program_status\"><\/span>Higher rental car rewards program status<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Credit cards often come with built-in perks that grant users elevated status in these programs, translating to benefits like complimentary upgrades, faster booking processes, and priority service. This elevated status not only enhances the overall rental experience but can also lead to cost savings and added convenience, making a credit card a valuable tool for those looking to maximize their benefits while hitting the road.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"More_reward_points_or_miles_for_travel_purchases\"><\/span>More reward points or miles for travel purchases<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some credit cards offer enticing rewards programs, allowing you to earn points or miles with each rental transaction. These rewards can be redeemed for various travel benefits, including discounted or free rental days, upgrades, or even complimentary travel expenses. By using a credit card for your car rental, you not only secure a convenient payment method but also open the door to valuable travel incentives that can enhance your overall experience.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_rent_a_car_with_a_debit_card\"><\/span>How to rent a car with a debit card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you plan to use a debit card, make sure it\u2019s a Visa, Mastercard, or Discover card with your name printed on it. Prepaid or reloadable cards are rarely accepted. Check that your account has enough funds to cover both the rental cost and the temporary hold for the security deposit, which could take up to 10 business days to be released by your bank.<\/p>\n<p>For the best experience, book directly on the company\u2019s official website, call the branch where you\u2019ll pick up the car, and confirm its specific debit card policy. Even within the same brand, rules can vary between airport and downtown locations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Major_car_rental_companies_that_accept_debit_cards\"><\/span>Major car rental companies that accept debit cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Dollar\"><\/span><a href=\"https:\/\/www.rentcars.com\/en\/company\/dollar\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-car\" target=\"_blank\" rel=\"noopener\">Dollar<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dollar accepts debit cards with Visa, Mastercard, or Discover logos, but you\u2019ll need to show a ticketed return flight if renting at an airport. The hold on your account will include the rental amount plus up to $500 as a security deposit.<\/p>\n<p>Only cars from Compact through Full-Size categories are available to debit card renters, and you must present two valid IDs, typically your driver\u2019s license and another form such as a passport or utility bill. Members of the Dollar Express program may enjoy faster approval since their payment method is already verified.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Budget\"><\/span><a href=\"https:\/\/www.rentcars.com\/en\/company\/budget\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-car\" target=\"_blank\" rel=\"noopener\">Budget<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Budget allows debit cards for customers aged 25 or older (or 18 in New York). At pickup, they\u2019ll place a hold for the estimated rental charges, which can vary by location. Some airport branches also require proof of a return flight.<\/p>\n<p>It\u2019s important to check each office\u2019s rules before arrival because not all Budget locations accept debit cards at pickup, some allow them only for the final payment when returning the vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Avis\"><\/span><a href=\"https:\/\/www.rentcars.com\/en\/company\/avis\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-card\" target=\"_blank\" rel=\"noopener\">Avis<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Avis accepts debit cards bearing the Visa or Mastercard logo for most standard rentals in the U.S. However, luxury, premium, or specialty vehicles often require a credit card. Debit card rentals may trigger a creditworthiness check, and a temporary hold will be placed on your account.<\/p>\n<p>The hold amount equals your estimated rental cost plus an additional buffer. If you pay with a debit card, the release of held funds depends on your bank and may take several business days after you return the vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hertz\"><\/span>Hertz<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Hertz accepts Visa, Mastercard, and Discover debit cards, provided the reservation is made at least 24 hours in advance. A return travel ticket is mandatory for airport rentals.<\/p>\n<p>The deposit can reach $500 above your rental cost, and Hertz limits debit payments to vehicle classes up to full-size. Local branches may deny debit cards for high-value or one-way rentals. Always confirm directly with the branch you\u2019ll be using.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Thrifty\"><\/span>Thrifty<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Thrifty\u2019s debit policy closely mirrors Dollar\u2019s (both share ownership). They allow debit cards for non-luxury cars and apply a hold of the rental total plus $500. Airport renters must present a confirmed return itinerary and two forms of ID. Thrifty Blue Chip members who pre-registered a debit card may be exempt from some conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Enterprise_Alamo_and_National\"><\/span><a href=\"https:\/\/www.rentcars.com\/en\/company\/enterprise\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-card\" target=\"_blank\" rel=\"noopener\">Enterprise<\/a>, <a href=\"https:\/\/www.rentcars.com\/en\/company\/alamo\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-card\" target=\"_blank\" rel=\"noopener\">Alamo<\/a>, and <a href=\"https:\/\/www.rentcars.com\/en\/company\/national\/?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-card\" target=\"_blank\" rel=\"noopener\">National<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These three brands (all owned by Enterprise Holdings) have similar policies. They accept Visa, Mastercard, or Discover debit cards in most U.S. locations. Airport rentals typically require a return ticket, and your driver\u2019s license address must match your current residence.<\/p>\n<p>Only your spouse or domestic partner can be added as an extra driver when paying with debit. Premium or luxury vehicles are excluded from debit card rentals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Sixt\"><\/span><a href=\"https:\/\/www.rentcars.com\/en\/company\/sixt?utm_source=blog-rentcars&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_content=rent-a-car-debit-card&amp;utm_term=en-rent-a-car-debit-card\" target=\"_blank\" rel=\"noopener\">Sixt<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sixt maintains the most restrictive approach. While they do accept debit cards for certain vehicle classes, luxury, specialty, or convertible models cannot be rented without a credit card. In airports, you\u2019ll need a confirmed round-trip itinerary and at least two government-issued IDs.<\/p>\n<p>Local customers renting from city branches must show a recent utility bill (within 30 days) that matches their driver\u2019s license. International Sixt locations may have even stricter rules.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tips_for_renting_a_car_with_a_debit_card\"><\/span>Tips for renting a car with a debit card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Arrive prepared: bring extra identification, confirm your reservation in advance, and have funds ready to cover both the rental cost and the hold. Always ask when the deposit will be released and keep your receipts and return documentation. If possible, consider purchasing additional coverage, many credit cards include it automatically, but debit cards don\u2019t. That small investment can protect you from costly surprises later.<\/p>\n<p>As an extra tip, remember that not all rental locations may accept payment with debit cards or follow the same rules. The best option is to check directly with the car rental locations to check if they have any special conditions in addition to the ones we\u2019ve discussed above.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In 2025, you don\u2019t need a credit card to rent a car, but using a debit card demands more preparation. Every major company now has a pathway for debit users, yet the conditions differ, from return flight requirements to limits on which vehicles you can choose. If you meet these requirements and confirm the rules beforehand, renting with a debit card can be as smooth as using credit.<\/p>\n<p>But if convenience, flexibility, and quicker deposit releases matter most, using a credit card for the hold and paying later with a debit card remains the easiest route. Whichever you choose, always check the Terms and Conditions of your specific rental branch.<\/p>\n<p>With the right planning and <a href=\"https:\/\/www.rentcars.com\/en\/\" target=\"_blank\" rel=\"noopener\"><strong>Rentcars,<\/strong><\/a> you can compare companies, policies, and payment options in one place, making your car rental easier and more secure.<\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 193px; top: 4080px;\">\n<div class=\"gtx-trans-icon\">\u00a0<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you want to rent a car or have rented in the past, you already know most rental companies require a credit card in the renter\u2019s name at the moment of pick-up. However, not everyone has a credit card in their name. What can you do if that\u2019s your case? Renting a car with a [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":30487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-101378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-rental-tips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can I rent a car with a debit card? What you must know<\/title>\n<meta name=\"description\" content=\"Do you want to rent a car with debit card? It&#039;s possible, but be prepared for extra requirements. 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